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Dear RBee,

Thanks for sharing such an inspiring journey of your life, with all its ups and downs, overcoming difficulties and acceptance.

RBee wrote: ↑Sat Mar 08, 2025 5:57 pm wd40,

Money is not everything IMO. TLDR, so please read the below at your own peril

@wd40, I dont think that is what RBee is stating. Being in the US East Coast for a few decades, I concur with RBee that Indians have a lot of interests outside of money goals (Scotch Clubs, Hiking, Skiing, Books, Music, Volunteering etc.) Several of my friends have gone through tough times - midnlif...

I am 2 decades older than you with my adult children around 20 -22 years older than your children. I had a similar dilemna ~20 years ago with my parents living in MP and the desire to take care of them in their old age. We did not have visa uncertainty since we were all USC by then and green cards w...

@wd40 I am not sure if the singular or main purpose of life for everyone is to make money until Financial independence is achieved. For me, the main purpose in life is to help other people and coach them to succeed. I have spent a lot of my spare time over the last 25 years on this cause. While the ...

Congratulations on your well planned and executed journey towards Financial Independence and return to Bangalore later in the year. I have followed your posts even in the old forum and I have admired your humility, planning and financial acumen quote=wd40 post_id=1691 time=1737329296 user_id=80] I p...

This is not accurate. Obviously there are Indian CEOs of large Tech firms, however there are several dozens of Indians in Senior / Executive management positions in Financial Services, Investment, Insurance, Pharma and other sectors. To get to these positions, it requires stepping outside your comfo...

I have been in the US for 32 years now. One interesting thing for me was that the retirement/r2i goal post kept moving as I reached previously set goals. Somewhere along the way r2i stopped being practical and especially now since both children have graduated from college and are working. I have eno...

@Social, My children are older now and are out of college. We considered r2i when they were in elementary school. The main obstacle was since the kids were born in the US they would eventually return to live in the US. Your children especially the older one is in high school and adjustment to the CB...

@wd40, here is some unsolicited advice : Don't focus on returning to India now unless a job loss forces you to do so Unless parents or in-laws are in poor health, you can get them over to Singapore for a few weeks every year and your daughter can get to spend quality time with them Congratulations o...

Hope it works out for you. Based on my experience on the 2 condos I own: On a pre-tax basis, the yield is 6%-7% on a Manhattan condo (assuming no mortgage and after paying property taxes and maintenance) The added benefit of ownership is that your kid will not have to pay rent increases or move out ...