Purpose of life

RBee
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Re: Purpose of life

Post by RBee »

SemiRetire wrote: Mon Mar 03, 2025 12:14 pm When I resigned my job 5 years ago with very little money on hand , I thought it’s going to be semi retirement and will go back to some job if I get bored or something else . But no regrets and fully retired. I am happy with what I am even though I am not rich like RBee, OS2, Sappro , Lakshya and others in this forum.
LOL, did any of us share our bank balance with any of you guys :D ?
This is second or third post referring me as rich or smart which I am neither but I too am super happy with whatever we have ; my swargavasi MIL will be sneering in heaven if she reads any of these adjectives :)
Many of my interactions with her were, I am not smart like her son, my family was not rich and all :) Now after her, her son(my DH) occasionally refers me as cheapo when I ask cost of Hexclad or similar purchases done by him without involving me :)
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Re: Purpose of life

Post by SAPPORO »

https://www.reuters.com/business/retail ... 025-03-03/
High-achiever Vivek Sankaran FIREs at 58 - wonder what his passion, hobbies and purpose of life would be? :) Hopefully he joins this forum someday!
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Re: Purpose of life

Post by SAPPORO »

desi4ever wrote: Mon Mar 03, 2025 10:12 am
SAPPORO wrote: Sun Mar 02, 2025 4:11 pm It seems like passion and hobby are being used interchangeably here.
You either have the passion or not and it does not depend on how much money you have, you follow it somehow like MSD, Sachin, Williams sisters, Tiger woods etc.,
OTOH, hobbies can be developed, and having extra disposable cash helps.
I need passion and money to develop new hobbies
Passion is something one cannot let go off easily - look at Dhoni, still playing in IPL for a mere 4L although he's already rich and famous.
Or it could also be Junoon (जुनून; passion) which is a very strong feeling that causes to act in a very risky way. Moreover, a strong sexual or romantic feeling for someone or something.
Which one of these you need to develop new hobbies? :)
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Re: Purpose of life

Post by desi4ever »

SemiRetire wrote: Mon Mar 03, 2025 12:14 pm
desi4ever wrote: Sun Mar 02, 2025 11:33 am I disagree with you. I will take my own example and in my sample data I know many "like me". In terms of talent , I'm you nothing extraordinary ( no IIT degree or FAANG job ). Simple desi middle class life that too in Texas. To give you a comparison, I'm not SAPPRO, Rbee , OS2, Cantor . These people are way above my league. I'm not trying to be humble or modest or looking down upon myself. I'm happy for who I am , my lifestyle and appreciate US more than before I came here . I could have never made it big in India ( think sr director, VP ) , but I can have a better middle class lifestyle here ( No please dont compare the convenience of maid, driver, eating pani puri or any street food :)) with better education, clean air water etc. So for an average dude like me I'm in a much better shape in USA than I would if I were R2I. I did R2I in 2009 and my lifestyle got downgraded and savings depleted. No regrets though. So yeah, like Rbee says there is a very tiny %age of population that R2Is and most come back or shuttle between the 2 countries post retirement. But its possible to live comfortably in US without being Nadella or Pichai.
I agree with this. I am not smart or intelligent enough like many others in this form. To be specific, I met personally Lakshya and Sappro and they are walking encyclopedia on most of the subjects/domains.

But I still managed to climb corporate ladder Sr VP, Executive Director etc and resigned my job after getting promotion as CIO at age 45. To give hint to wd40, I am the one of the main guy who set up your first job office in Singapore center of excellence. I might have not reached this career if I am in India.

Funny thing is I left Indian govt job and I came to US in 2002 because I didn’t get promotion as one of my subordinate got promoted because of some caste system reservation.

When I resigned my job 5 years ago with very little money on hand , I thought it’s going to be semi retirement and will go back to some job if I get bored or something else . But no regrets and fully retired. I am happy with what I am even though I am not rich like RBee, OS2, Sappro , Lakshya and others in this forum.

Sorry for typos and grammar as I am typing on phone and am traveling.
Well, your ID gave me a wrong impression of being semi-retired. I used to think you are an average dude that's frugal ,financially independent and hanging on to your job either because you dont know what to do with your time or want to keep the pay check coming with a less stressful job. As a Sr Director VP, you are in the same league as Lakshya or SAPPRO. In India ( atleast in South India ) some people follow this tradition, like if you cannot go to Tirupathi, you just seek blessings from people that just returned from Tirupathi. That's how I felt when I read you met SAPPRO and Lakshya
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Re: Purpose of life

Post by SemiRetire »

desi4ever wrote: Wed Mar 05, 2025 2:16 pm Well, your ID gave me a wrong impression of being semi-retired. I used to think you are an average dude that's frugal ,financially independent and hanging on to your job either because you dont know what to do with your time or want to keep the pay check coming with a less stressful job. As a Sr Director VP, you are in the same league as Lakshya or SAPPRO. In India ( atleast in South India ) some people follow this tradition, like if you cannot go to Tirupathi, you just seek blessings from people that just returned from Tirupathi. That's how I felt when I read you met SAPPRO and Lakshya
Hahaha Maybe Admin Danny needs to step in to change my id from SemiRetire to Retired45.

My knowledge is very limited and I am surprised to see broad knowledge and intelligence members of this forum on wide variety of subjects. Hence I am mostly silent observer.

India gave me birth but US tought me how to live and nothing is permanent in life either so called relationships or money.
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Re: Purpose of life

Post by SAPPORO »

SemiRetire wrote: Thu Mar 06, 2025 9:21 am
desi4ever wrote: Wed Mar 05, 2025 2:16 pm Well, your ID gave me a wrong impression of being semi-retired. I used to think you are an average dude that's frugal ,financially independent and hanging on to your job either because you dont know what to do with your time or want to keep the pay check coming with a less stressful job. As a Sr Director VP, you are in the same league as Lakshya or SAPPRO. In India ( atleast in South India ) some people follow this tradition, like if you cannot go to Tirupathi, you just seek blessings from people that just returned from Tirupathi. That's how I felt when I read you met SAPPRO and Lakshya
Hahaha Maybe Admin Danny needs to step in to change my id from SemiRetire to Retired45.

My knowledge is very limited and I am surprised to see broad knowledge and intelligence members of this forum on wide variety of subjects. Hence I am mostly silent observer.

India gave me birth but US tought me how to live and nothing is permanent in life either so called relationships or money.
You were so good at what you were doing and that's why you climbed up the corporate ladder quickly, no less in a very competitive finance industry. To top it off, you even FIREd at 45. Maybe, the new ID should be FIREd45!
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Re: Purpose of life

Post by wd40 »

RBee wrote: Sun Mar 02, 2025 3:23 pm
wd40 wrote: Sat Mar 01, 2025 4:23 pm Well, glad to hear that. So Bay Area Indians are not only high achievers in making money but also have their lives sorted and dont have any midlife crisis nor get bored in retirement. You guys have achieved nirvana! Congrats!
LOL, No Nirvana buddy. That’s not what my post tried to imply.

Bay area(Or any part of US) is box of chocolates. There are super high achievers who make 500K CTC within first 5 years of employment(Read BLIND app) and there are people like me who try to get CTC of such magnitude after 25 years of working. Oracle employees who work in bay area even struggle to make 250K after decade of working and they too are happy and do not have inferiority complex.

Indians I meet here, all do not work in FAANG or MAANG companies. There are a lot who came via Infosys, TCS and other service companies but then switched to American employers after they got sufficient knowledge in latest technologies.
They say that they were not high achievers in college and hence were picked by service companies during college recruitment as high rank holders/toppers were picked by product companies. Being topper in college is just 4 years and then we have decades of employment and if we are not constantly learning/upskilling, we would not have survived in industry for so long, so please pat yourself in back.

Your post implied that in order to have interest/passion in many fields, one needs to be born in rich families or be a very high achiever during college/employment or be retired like OS2ji in their 60s and majority of the people I interact do not meet any of these catagories.

Many join photography club while not knowing to differentiate between iPhone and SLR camera quality, many sing regularly using smule app (and they cannot take business of Shreya Ghoshal or Arijit Singh any time soon :lol: ) but they too engage in creative pursuits that interest them.

And why do you undersell yourself so much :)? Sharing once or twice, you were an underachiever during college days is OK but even after earning crores, if you repeat, that will qualify as humble brag :) !!
There you go, see you are saying achieving 500k after 25 years is a small feat. What if I tell you my current salary after 24 years or experience is 150k SGD, that is like 100k USD and you know Singapore cost of living is like London or New York.

I earned crores due to geo arbitrage and sheer luck.

What if I tell you my skill in my current job is just restarting servers when someone tells me there is some performance issue. I am at the lowest level in my organisation. Like nobody reports to me and I report to someone who is 8 years younger than me and a total moron.

So then you will be able to see from my lens, pretty much everyone is a high achiever.
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Re: Purpose of life

Post by RBee »

wd40,

Money is not everything IMO. TLDR, so please read the below at your own peril :)

I was born in lower lower middle class family. My parents wanted one boy but we were 4 girls. Mom is SSLC pass, dad didn’t have degree either and had to drop out at BCom first year due to lack of funds. Mom had learnt typing. Those days to get government job, one needed either to belong to backward caste(so get job due to reservation) or bribe or use influence. Parents didn’t have first two but my mom’s maternal uncle was a magistrate. So he must have felt pity at our family’s plight,so with his influence, mom got the job as typist in local court which is state government job. Dad was not so lucky, so he worked as an accountant in a grocery store run by Jains( Originally from Gujarat but they migrated to our tier-3 town due to business). Dad was not paid well, so he valued education very highly and he used to ask us study well everyday.

They hoped for one boy atleast, so kept trying and finally stopped at 4 :). I don’t blame them on why they went for 4 because my mere existence is owed to them due to their indulgence. My whole childhood till I went to engineering was used clothes/school uniforms/books/chappals/shoes/compass box passed over to me by immediate elder sister. Except eldest sister, none of us got anything new :). But there is no bitterness as whatever parents could not fulfill financially, they made it up with love as I was a very happy child. Education’s importance was instilled to us from childhood, so none of us failed in any year. My eldest sister (the certified brainiac of my maternal family) and I (last child) were blessed in education, so we were toppers in school. She stood 1st in BSc and MSc in Mathematics to the whole university(She has 2 gold medals displayed in her showcase even now) . She wanted to do PhD too but since she was eldest, parents put pressure on her to get married as behind her were us 3. My all 3 elder sisters got married to business families and they all live in India. After their marriage, (mom’s salary was decent then), so they agreed when I asked permission to do engg. plus I had merit scholarship too, so cost was not much those days; I also wanted to study in US after my BE ! I had just finished my BE and was working as lecturer in the same college I studied(Those days engg.colleges used to hire top ranked BE students to teach 1st year and used to send them to masters through colleges after 2-3 years, now I don’t know if they need Masters in the beginning itself; there was no campus recruitment by MNCs yet in our engg college). My plan was to clear GRE/TOEFL while teaching and somehow arrange the funds to come to US. But God/fate had other destiny. My Mama (uncle, my mom’s brother) brought this alliance. My DH had come to US in 1995 to do his Masters and 1997 after finishing his MS had a job. His family came to see my uncle’s daughter and DH didn’t like her. So instead of losing the alliance all together, my uncle brought them to our home saying sister’s youngest daughter just finished engg. and may be you will like her. DH says I was very good looking (I think at 21, all girls look beautiful I digress). In any case, it was love at first sight for my DH is his take. His family was comparatively very rich in 1997(they had 2 cars, palatial home, gold/diamond etc). My DH didn’t want to go to family business, so he went to engg and then MS. But in Indian society and arranged marriage scene, status is very important to groom’s families if they have upper hand and to bride’s families if they have upper hand. That’s why even after these many decades of movie making, rich girl loving poor boy, rich boy loving poor girl stories are still hits :). I was very naive, I didn’t really understand what the fuss was; 30-40 mins we talked in ice-cream parlor was enough for me to believe in fairy love stories. DH managed to convince his parents and marriage did happen. He must have told she is a rank student,she will do MS as soon as she comes to US, she will work after her studies, their current status doesn’t matter yada yada..MIL agreed but she made sure to let me know that how I should be grateful for picking me up from such class divide!! I passed MS in flying colors, worked in Fortune 500 companies since 2000 but till 3-4 years before her death, she made me aware that I didn’t know branded stuff, didn’t know how to behave infront of guests, my parents were too timid to speak properly etc etc. And this all happened in front of me/my parents and not in front of my DH. He thought that his sweet mom was not happy with this alliance initially but she forgot all that due to my ‘good’ behavior :). So I stopped complaining to him. I was always fun loving , movie loving, loving company to crack jokes, bargain loving etc but in their family, this is low class behavior.

After earning millions, I really believed I would have been more happy if I was in India like my sisters. We both are good in our software careers, so would have earned good money in Pune/Mumbai/BLR/Hyderabad cities so kept pressuring DH to return when kids were small but he kept postponing. Then in-laws passed away and now he has just his older brother. BIL and Bhabhi(my co-sister) are very distant to us. MIL passed away in 2014 December, FIL in 2020 and in 5 years, they don’t even call us once and contact is maintained by DJ=H through whatsapp and 1 hr visit when he comes to India! FIL had stayed with us for few months before his demise but didn’t leave a single asset to my DH as he passed away before writing his will. We have enough and don’t need a single penny but DH felt his own father disowned him and spiralled after FIL’s demise. We had to stay separate for few months due to his irrational behavior as he blamed me for the bad luck and saying that marrying him was good luck to me but marrying me with family opposition was bad luck to him. He even raised his fist at me in one such heated moment and that was the moment, my self esteem could not take it anymore. Later his better sense of judgment prevailed, his regular therapies helped, our kids' happiness was most important to both of us, so we got back together and stay together now.

These days I volunteer, I watch movies/shows with him but will watch the ones I like even if there is no company which I would not have done before, I do not argue with my DH on whatever pricey items he buys, I take India trips alone when he refuses to accompany. I still love him, I think he too still loves me as today he took me out for lunch saying women deserve pampering on women’s day. But some wounds are too deep to heal in short time; I miss my earlier ‘naive' version who would have felt ecstatic at such gesture before!!!

So if someone says money/status/high post in career are very important for one’s self esteem and to develop passion/hobbies etc, they should walk in my shoes too.
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Re: Purpose of life

Post by wd40 »

Not necessary.
Last edited by wd40 on Sun Mar 09, 2025 9:11 am, edited 1 time in total.
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Re: Purpose of life

Post by loyalindian »

Dear RBee,

Thanks for sharing such an inspiring journey of your life, with all its ups and downs, overcoming difficulties and acceptance.
RBee wrote: Sat Mar 08, 2025 5:57 pm wd40,

Money is not everything IMO. TLDR, so please read the below at your own peril :)
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